1. Why do Victor's car insurance premiums keep going up?

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2. What is underwriting? Where did underwriting originate?

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3. Who was one of the founders of fire insurance in the United States?

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4. What does the invention of the lightening rod have to do with insurance?

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5. What are some more recent inventions which help to control risk? In your auto? In your home?

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6. How does the type of car one drives affect their insurance rates?

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7. Explain what is meant by the law of large numbers? How do insurance companies use this law to determine one's insurance rates?

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8. Explain what is meant by risk groups? How do insurance companies use the concept of risk groups to arrive at different insurance rates?

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9. How do the concepts of "choice, chance, and control" relate to insurance?

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10. If you were insuring the cars of a group of students you didn't know, what are five questions you might want to ask them before you insured them?

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